Members of Local 14 and Local 89 receive some of the strongest benefit coverage available to construction trade workers in the region. Here’s how to use it.
You are not required to select a primary care physician. Specialist referrals are not required. Some services require precertification — without pre-authorization, you may pay more or full price. Check with Aetna before scheduling non-emergency specialist or facility services.
The fund maintains a network of participating dental providers in Pennsylvania and New Jersey. These providers have agreed to accept the plan’s payment as payment in full, up to the annual maximum benefit.
Verify eligibility before visiting your provider.
Local 14 and Local 89 members participate in a defined-benefit pension plan. An annuity benefit supplements the pension.
For questions about benefit eligibility, pension estimates, or annuity account information, contact the funds office.
Edward J. Krawczyk, Administrator
Phone: (215) 289-4303, ext. 1 Fax: (215) 535-7885 Hours: Monday–Friday, 8:30 a.m. to 5:00 p.m.
